Does my international travel insurance cover rental car?

Does my international travel insurance cover rental car?

Hi, I am going on a holiday from Australia to the USA and Canada in March. I have purchased travel insurance and it states Section 16 Rental Vehicle - Up to $3000 Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being: * Stolen * Crashed * Damaged and/or cost of returning rental vehicle due to you being unfit The $3000 would cover the excess from the rental car company but do I need some sort of liability insurance too? As I will be hiring a few cars for about a month. The companies I'm looking at are National car rental and Thrifty. I'll be picking up the car at LAX Any advice would be good thanks

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